How does Gapital determine my mortgage interest rate?
We don't. Based on a wide range of factors, such as market conditions, credit history and property characteristics, we shop the through our array of lenders to find you the best program and interest rate for your particular scenario.
Will I get the same rate I was quoted?
Yes. If you provide accurate information, the mortgage rate quote you receive will be available to you in almost all cases.
Keep in mind that rates change constantly, so the sooner you apply and get us all the needed documentation, the sooner you can lock in your rate.
What is included in the monthly payment?
Your monthly payment generally consists of the following:
- Principle and Interest
- Homeowner's Insurance
- Property Taxes
- (if applicable) Homeowner's Association Due