Gapital

We shop your mortgage, and you save thousands.¹

We'll find you the best mortgage. Apply to see how Gapital can help you.
Purchase
Refinance
Gapital Mortgage Get Pre-approved

Our process is designed for you.

Constant online access makes accomplishing your financial and real estate goals simple and smooth.

1. Apply Online

Our online app makes your application process simple and seamless.

2. Get Your Options

A Gapital Pro will help you decide what's best for your financial goals.

3. Close Your Loan

Check the items off your to-do list, and let us do the heavy lifting to close your loan.

Need to buy before you sell?

Sell your current home after moving into your new one... without having to qualify for both payments.

Qualify Now

See your mortgage options, transparently.

A quote from Gapital is one you can trust. We'll show you side by side rates and programs, so your comparison is easy to understand. 

Our pros also factor in all closing costs, so there are no surprises, and you can trust the number when comparing them to others on the market.
Start Your Application

We help people build wealth through real estate.

Our one goal is to put you in the best financial position for your goals. Check out some of our mortgage loan programs to see how we do just that.

Veterans

You defended the American Dream. We want to help you live it. Learn more about your VA benefits, and take advantage of what you're service has earned you.

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First-time Homebuyers

Buy your first home with confidence. Our Gapital Pros will walk you through the process and make everything simple and easy.

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Self-employed

Align your mortgage with what's best for your business. We'll structure your loan, so you can qualify while continuing to take advantage of write-offs.

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DSCR Rental Loans

Enjoy the benefits of property appreciation with flexible terms lengths, low rates, and easy processes to maximize monthly rental income.
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Fix & Flip Loans

Quick, trustworthy financing for your investment projects doesn't have to be hard to find. Get transparent options and intelligent structuring for your goals.
Learn More

Reverse Mortgage

Use your home as a tool to create financial flexibility and stability. Tap into your equity to ensure you are set up for financial success.

Learn More

Not sure where to start? Click here.

The right way to buy or refinance

Our pros focus on putting you in the best financial position possible. Whether it's your first house or another investment, we search thousands of loan products. We find the best interest rate, program and overall mortgage for your needs.

Start Your Application

Real feedback from our customers

Get started with a Gapital pro.

Get pre-appoved

At Gapital, we're all about keeping things human. We're here to make buying real estate a breeze and help folks grow their wealth through ownership.

Company
Contact Us

972-777-9820

Legal    

NMLS #1553267 – Gapital Mortgage, Inc. is a mortgage broker with its main office at 2770 W First Street, Suite 20, Prosper, TX 75078. Telephone Number (972) 777-9820. Loans made or arranged pursuant to a California Finance Lenders Law License. – Not available in all states. © Gapital Mortgage, Inc. All rights reserved.

Texas Mortgage Company Disclosure

In compliance with the Texas Dept. of Savings & Mortgage Lending


Gapital Mortgage, NMLS 1553267

Duties and Nature of Relationship: 

We will submit your loan application to a participating lender which we may from time to time contract upon such terms as you may request or a lender may require. In connection with this mortgage loan, we are generally acting as an independent contractor and not as your agent. 


How we will be compensated: 

The retail price we offer you – your interest rate, total points, and fees – will include our compensation. In some cases we may be paid all of our compensation by you or by the lender or investor. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV