• Gapital Mortgage

    A mortgage that makes you smile.

    We are redefining the mortgage process with a human-to-human approach.
    Get Pre-approved
    Gapital Mortgage Get Pre-approved

1. Answer some questions

Answer some basic questions, and securely upload your financial info with the click of a button.

2. Tailor your options

Have a specialist help you make a decision that’s perfect for you.

3. Close your loan

Our team will take you through our stress-free closing process.

The right way to buy or refinance

Our pros focus on putting you in the best financial position possible. Whether it's your first house or another investment, we search thousands of loan products. We find the best interest rate, program and overall mortgage for your needs.

Why use a mortgage broker instead of a lender?

As a mortgage broker, Gapital earns its money by aligning with what's best for you — the customer. In fact, our entire company is built around serving you in the best way possible, pairing phenomenal rates and fees with a 5-star experience. We're not limited by the rates our company sets or the products it offers. We search hundreds of loan products and numerous mortgage lenders to find the best program and interest rate that serves your needs.

We do the heavy lifting.

We're a single source for your mortgage needs, searching thousands of products to find what fits you best.

We shop your rate for you.

As one of the top brokers in the country, we have phenomenal relationships with lenders, and we pass those benefits on to you with lower rates and fees.

Gapital Guarantee

We have one focus: to shop the best mortgage rates and products on the market for you and put you in the best financial position possible for your goals.

Transparency is our strategy.

A quote from Gapital is one you can trust. We'll show you side by side rates and programs, so your comparison is easy to understand. 

Our pros also factor in all closing costs, so there are no surprises, and you can trust the number when comparing them to others on the market.
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Frequently Asked Questions

What is a pre-approval?
The first step in the mortgage process is to get pre-approved, which is a statement of how much money you can borrow to buy a house or refinance your current one.
Do I need to get a loan before I find a home?
By going through the pre-approval process, you will know how much you qualify for, saving time during your house search by eliminating the homes out of your price range.
What’s required to get pre-approved?
To get pre-approved for a home loan, you'll simply fill out your online application and upload the requested documentation to our secure portal. From there, a Gapital Pro will review your financial information such as your income, assets and credit and pair you with the best mortgage option for you.
How can I find out my credit score?
To find out your true FICO® score, which is the score used to qualify you for a mortgage, we can either run it for you, or you can sign up on myfico.com. In addition, some credit card providers and third-party sites offer a Vantage score. This won't give you your actual credit score, but you can definitely use it as a reference point.
Why should I get pre-approved, now?
If you are searching for homes, sellers want to know that a reputable mortgage company has already vetted you and will approve you for a mortgage. If you find a home you like, you will not be able to submit an offer without a pre-approval.
How quickly can I get pre-approved?
Getting pre-approved is a quick process. Once you fill out a loan application we will run your credit to determine the loan amount and rate you can qualify for.
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Real feedback from our customers

Get started with a Gapital pro.

Get pre-appoved