FAQ

Blog categorized as FAQ

We will shop the best mortgage rates on the market for you and put you in the absolute best financial position possible for your goals. 

Because our guarantee is based on professional opinion, Gapital Mortgage reserves the right to rescind or modify the terms of this guarantee without prior noti...

01/24/2022 01:43 PM - Comment(s)

We don't. Based on a wide range of factors, such as market conditions, credit history and property characteristics, we shop the through our array of lenders to find you the best program and interest rate for your particular scenario.

01/24/2022 01:40 PM - Comment(s)

Great question. Here are the upfront costs to expect when you purchase a home:

  1. Down payment: This is the portion of the purchase price you agree to cover.
  2. Third-party fees: These are fees paid to third parties, not Better. These services are required to get a purchase loan no matter which lender you u...
01/24/2022 01:34 PM - Comment(s)

Your exact closing costs will be based on the circumstances of your loan. 


Closing costs include:

  • Points or credits, as determined when you select your mortgage rate
  • Third-party settlement fees, which are noted on all mortgage loan estimates and disclosures
  • Per diem, which is pre-paid interest from...
01/24/2022 01:27 PM - Comment(s)

No. Our mortgage preapproval is meant to make your home-shopping experience easy and seamless and allow you to understand the types of mortgage loans and rates available to you. Completing the preapproval mortgage application does not mean that you’re required to continue with Gapital.

01/24/2022 01:19 PM - Comment(s)