Gapital Mortgage

VA Loans

A VA mortgage designed to serve.

Use the benefits you've earned.
Apply for a VA Loan
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What is a VA loan?

A VA loan is a type of mortgage backed by the U.S. Department of Veterans Affairs. It's available to current service members, veterans and eligible surviving spouses, and offers several advantages, which are listed below:

No down payment required

No mortgage insurance (PMI)

VA loan benefits can be used to buy investments

Higher debt-to-income ratios than conventional loans

How do I get a VA loan?

Our pros are here to serve you. If you're a military veteran looking to buy, refinance a VA loan or want to learn more about VA homeownership benefits, we have your back.

(877) 651-0316

Our process is designed for you.

Constant online access makes creating your American dream convenient and easy.

1. Answer some questions

Answer some basic questions, and securely upload your financial info with the click of a button.

2. Tailor your options

Have a specialist help you make a decision that’s perfect for you.

3. Close your loan

Our team will take you through our stress-free closing process.

Transparency is our strategy.

A quote from Gapital is one you can trust. We'll show you side by side rates and programs, so your comparison is easy to understand. 

Our pros also factor in all closing costs, so there are no surprises, and you can trust the number when comparing them to others on the market.
Get pre-approved

Real feedback from our customers

Get started with a Gapital pro.

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Gapital Mortgage is committed to simplifying the mortgage process through a human-to-human approach and creating opportunities for better lives.

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NMLS #1553267 – Gapital Mortgage, Inc. is a mortgage broker with its main office at 2770 Fishtrap Rd, Suite 20, Prosper, TX 75078. Telephone Number (877) 651-0316. Loans made or arranged pursuant to a California Finance Lenders Law License. – Not available in all states. © Gapital Mortgage, Inc. All rights reserved.

Texas Mortgage Company Disclosure

In compliance with the Texas Dept. of Savings & Mortgage Lending


Gapital Mortgage, NMLS 1553267

Duties and Nature of Relationship: 

We will submit your loan application to a participating lender which we may from time to time contract upon such terms as you may request or a lender may require. In connection with this mortgage loan, we are generally acting as an independent contractor and not as your agent. 


How we will be compensated: 

The retail price we offer you – your interest rate, total points, and fees – will include our compensation. In some cases we may be paid all of our compensation by you or by the lender or investor. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV