Real Estate Investors

Simple funding for your rental properties

Want to finance a new purchase, refinance a property, or free up cash in your rental portfolio? Gapital makes rental financing easy.
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Rental Property Loans On-demand

Competitive Rates

Maximize your returns with necessary capital, competitive rates and a variety of loan options.

Speedy & Simple Process

Complete your application and any requirements in minutes on our advanced mobile-friendly platform.


A variety of loan options and a professional will structure the right deal for you and simplify the process.

Our process is designed for you.

Constant online access makes creating your rental property financing convenient and easy.

1. Answer some questions

Answer some basic questions, and securely upload your financial info with the click of a button.

2. Tailor your options

Have a specialist help you make a decision that’s perfect for you.

3. Close your loan

Our team will take you through our stress-free closing process.

Rental Loans Made Easy

Purchase, Rate and Term Refinance, and Cash-out Refinance options are available for single-family rental (SFR), PUDs,  2-4 units, and rental condos.
(972) 777-9820

Transparency is our strategy.

A quote from Gapital is one you can trust. We'll show you side by side rates and programs, so your comparison is easy to understand. 

Our pros also factor in all closing costs, so there are no surprises, and you can trust the number when comparing them to others on the market.
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Rates as low as

Up to 80%
LTV (loan-to-value)

No Prepayment Penalty
after 3 years

5/1 + 7/1 ARMs
​fully amortizing

30 Year Fixed Rates

Interest Only Options

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Did you know?

DSCR is a ratio that measures and determines the maximum loan amount when you apply for a new loan or refinance an existing one. Because DSCR measures the asset's ability to pay the property's mortgage and expenses the higher it is, the more leverage an investor like you can get.

What is a DSCR loan?

Gapital's long-term rental loans are also known as debt service coverage ratio (DSCR) loans or no-income mortgages. What does this mean to you?
  • No tax or personal income document needed
  • Loans are based on rental property cash flow
  • Flexible qualification guidelines

Real feedback from our customers

Get started with a Gapital pro.

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