Our Focus

Gapital Mortgage is committed to simplifying the mortgage process through a human-to-human approach and — more importantly — creating opportunities for better lives.

Why it matters

The mortgage world is one that has been known for hidden agendas and a lack of integrity for too long. Gapital was created to change that. Through our seamless process and hundreds of mortgage options, we are here to guide you. For us, it is simply about making sure you get the best of the best.

A Family Company

Gapital founders, Cody Stevens and Tacy Nichols, set out to create a difference from the beginning. They wanted to build an environment that promoted knowledge, creativity, and vision. Our philosophy has never been about the numbers. It’s about bringing people together, encouraging connections and helping people accomplish the things that allow them to do that better, every day.

As a mother-son team, the two stand for nothing less than the highest levels of integrity, honesty, and customer service.

Cody Stevens

President, CEO
NMLS 1108552

Tacy Nichols


NMLS 353152

Mortgage Broker vs. Mortgage Lender

  • A mortgage broker works for your interest, regardless of whether it's your first home or your tenth.
  • We interface with lenders for you, doing the legwork.
  • We're a single source for your mortgage needs, searching hundreds of products to find what fits you best.
  • We stand behind our service, and work to put you in the best financial position possible with our Gapital Guarantee.

Become part of the family.

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