Blog tagged as Rates

We will shop the best mortgage rates on the market for you and put you in the absolute best financial position possible for your goals. 

Because our guarantee is based on professional opinion, Gapital Mortgage reserves the right to rescind or modify the terms of this guarantee without prior noti...

01/24/2022 01:43 PM - Comment(s)

We don't. Based on a wide range of factors, such as market conditions, credit history and property characteristics, we shop the through our array of lenders to find you the best program and interest rate for your particular scenario.

01/24/2022 01:40 PM - Comment(s)

Gapital does not service loans. We are mortgage brokers who broker the loan to a lender. Depending on the lender we use to fund your loan, they may service the loan for a short period of time or sell the loan immediately.


After that, they will transfer your loan to a permanent servicer. We have a lar...

01/24/2022 01:12 PM - Comment(s)

After applying for preapproval online, you will be asked to upload documentation to verify the information you submitted. Once you do that, one of our Gapital mortgage originators will verify your preapproval amount. You can then generate a verified preapproval letter to send to your real estate age...

01/24/2022 01:10 PM - Comment(s)

After you lock, we'll hold your mortgage rate for you while we work together on the loan process. This gives you time to complete your application with peace of mind, knowing that your rate and monthly payment won't change due to market movements.


You can lock in your rate for up to 90 days with Gapi...

01/24/2022 01:08 PM - Comment(s)