Frequently Asked Questions About Gapital

12/14/2020 12:20 PM Comment(s) By Cody Stevens

Is my data secure?

The security of your data is our highest priority. All information transmitted to and from our website is encrypted in line with industry standards. In addition, we have in place physical, technical, and administrative security measures to protect personal information against loss, misuse, unauthorized access, or improper disclosure. For more details, please refer to our Privacy Policy.

In which states does Gapital do business?

We currently help home-buyers find the best mortgage rates in the following states: California, Colorado, Idaho, Nevada, North Carolina, Texas and Utah. We’re working on expanding into more states in the near future.

Will Gapital service my mortgage?

No. We are a mortgage broker and will fund your mortgage loan through one of our premier lenders, who then may retain the servicing or transfer ownership of your loan to a secondary investor.

Why does Gapital broker loans?

We're a mortgage broker for one reason — it's better for you. By shopping for you, we can offer you the best rates, products and services available on the market.

  • We shop the top lenders in the country for the best wholesale mortgage rates, and we offer them to you. 
  • We know what to look for and how to structure the best deal for your particular home-buying goals. 
  • We guide you to make decisions that are not only going to benefit you today, but also put you in the best financial position, no matter what your goals are.

Why choose Gapital?

When you work with Gapital, you get a team that’s committed to providing a fast, transparent mortgage experience backed by superior customer support.


As a Gapital customer, you can expect:

  • Industry-leading rates — no exceptions
  • A mortgage preapproval that is as good as gold
  • 100% online application process
  • Zero fees for origination and loan officer commission
  • A family of professionals dedicated to your finances, not our sales
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