Blog categorized as FAQ

Gapital does not service loans. We are mortgage brokers who broker the loan to a lender. Depending on the lender we use to fund your loan, they may service the loan for a short period of time or sell the loan immediately.


After that, they will transfer your loan to a permanent servicer. We have a lar...

01/24/2022 01:12 PM - Comment(s)

After applying for preapproval online, you will be asked to upload documentation to verify the information you submitted. Once you do that, one of our Gapital mortgage originators will verify your preapproval amount. You can then generate a verified preapproval letter to send to your real estate age...

01/24/2022 01:10 PM - Comment(s)

After you lock, we'll hold your mortgage rate for you while we work together on the loan process. This gives you time to complete your application with peace of mind, knowing that your rate and monthly payment won't change due to market movements.


You can lock in your rate for up to 90 days with Gapi...

01/24/2022 01:08 PM - Comment(s)

We currently offer fixed and adjustable rate FHA loans, VA loans, USDA loans, conventional loans, Non-QM loans and jumbo loans.


We finance properties including:

  • Single-family homes
  • Multi-family homes (up to four units)
  • Townhouses
  • Condominiums
  • Planned Unit Developments (PUD)
  • Manufactured/modular homes
01/24/2022 12:36 PM - Comment(s)

The security of your data is our highest priority. All information transmitted to and from our website is encrypted in line with industry standards. In addition, we have in place physical, technical, and administrative security measures to protect personal information against loss, misuse, unauthori...

12/14/2020 12:20 PM - Comment(s)